Krumm & Associates
Certified Public Accountants & Consultants

AS ACCOUNTING PROFESSIONALS, THESE ARE SOME OF THE QUESTIONS THAT ARE POSED TO US ON A DAILY BASIS.  WE WILL PROVIDE THESE FINANCIAL CALCULATIONS AND OTHER TOOLS TO ASSIST YOU WITH SOME OF THE DAY TO DAY QUESTIONS AND CONCERNS THAT MAY ARISE.  THE FINANCIAL TOOLS CAN BE USED AS A STARTING POINT IN YOUR DECISION MAKING PROCESS.

Please feel free to fill out the appropriate form & submit to us.  We will then run the needed calculations.


INDIVIDUAL & FAMILY FINANCIAL TOOLS

1) SHOULD I BUY, BORROW, OR LEASE MY NEW CAR?

2) I NEED TO BORROW MONEY, SHOULD I USE A HOME EQUITY OR AN ALTERNATIVE LOAN?

3) I HAVE TWO LOANS, WHICH LOAN IS BETTER FOR MY SITUATION?

4) HOW MUCH OF A MORTGAGE DO I QUALIFY FOR?

5) SHOULD I PAYOFF MY LOANS?

6) SHOULD I REFINANCE?

7) IF I TAKE OUT THIS LOAN, WHAT WILL MY PAYMENTS BE?

8) WHAT TAX BRACKET AM I IN?

9) SHOULD I INVEST IN A TAXABLE OR NONTAXABLE ASSET?

10) SELLING YOUR RESIDENCE?

11) WHAT ARE MY TAX SAVINGS IF I RENT VS. OWNING MY OWN HOME?

12) HOW MUCH DO I NEED TO SAVE FOR COLLEGE FOR MY KIDS?

13) I AM 70 OR OLDER, HOW MUCH DO I HAVE TO TAKE OUT OF MY IRA?

14) IF I DIED TODAY, HOW MUCH ESTATE TAX WOULD THE FEDERAL GOVERNMENT WANT?

15) HOW MUCH LIFE INSURANCE DO I REALLY NEED?

16) HOW MUCH DOES IT REALLY COST FOR A HOUSEHOLD EMPLOYEE?

17) HOW MUCH EXTRA SHOULD I PAY FOR ESTIMATED TAXES?

18) IS A PRE-TAX SAVINGS PLAN BENEFICIAL?